Welcome to NewYorkCalculator.com. These Terms & Conditions (“Terms”) govern your access to and use of https://newyorkcalculator.com (the “Website”), including its calculators, tools, articles, and other content (together, the “Services”). In these Terms, “we,” “us,” and “our” refer to NewYorkCalculator.com, and “you” refers to any person who accesses or uses the Website.
By accessing or using the Website, you agree to be bound by these Terms, our Privacy Policy, our Cookie Policy, and our Disclaimer. If you do not agree, please do not use the Website.
1. Who May Use the Website
The Website is intended for a general audience and is not directed to children under 13. If you are under the age of majority where you live, you may use the Website only with the involvement of a parent or guardian. By using the Website, you confirm that you can form a binding agreement under applicable law or that you have the permission of a parent or guardian to do so.
2. Use of the Website
You agree to use the Website only for lawful purposes and in accordance with these Terms. You may use the calculators and read the content for your personal, non-commercial information and planning. You agree not to:
- Use the Website in any way that violates applicable law or regulation
- Interfere with, disrupt, or place an unreasonable burden on the Website, its servers, or its networks
- Attempt to gain unauthorized access to any part of the Website, other accounts, systems, or networks
- Introduce viruses, malware, or other harmful or disruptive code
- Use bots, scrapers, crawlers, or other automated means to extract data or content from the Website in bulk, except for ordinary search-engine indexing that complies with our robots.txt rules
- Copy, reverse engineer, or attempt to extract the source code or underlying logic of our calculators, except where the law expressly permits it
- Generate artificial traffic, click on advertisements improperly, or encourage anyone else to do so
- Impersonate any person or organization, or misrepresent your affiliation with any person or organization
3. Calculators and Content Are Estimates, Not Advice
All calculators, tools, and content on the Website are provided for general informational and educational purposes. Results are estimates based on the information you enter and on simplified assumptions. They are not official calculations, quotes, or guarantees, and they should not be treated as financial, tax, accounting, investment, legal, immigration, insurance, medical, or other professional advice.
You are responsible for checking the accuracy of the figures you enter and for verifying results with official sources or a qualified professional before making important decisions. Please read our Disclaimer for full details.
Please do not enter sensitive personal information, such as Social Security numbers, bank account numbers, or passwords, into any calculator on the Website.
4. No Affiliation
NewYorkCalculator.com is an independent website. We are not affiliated with, endorsed by, or operated by the City or State of New York, the NYPD, any government agency, labor union, financial institution, or any company or product mentioned on the Website. Names and trademarks of third parties are used for identification only and belong to their respective owners.
5. Intellectual Property
Unless otherwise stated, the Website and its original content, text, graphics, logos, images, page layouts, calculator designs, and underlying code are owned by or licensed to NewYorkCalculator.com and are protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your personal, non-commercial purposes. You may not reproduce, republish, distribute, modify, sell, or create derivative works from our content without our prior written permission.
You may quote short excerpts of our articles with a clear attribution and a link back to the original page. You may link to our pages freely, but you may not frame or embed our calculators on another website without our written permission. Public-domain material and official government sources that we reference remain the property of their respective owners or the public domain.
If you believe content on the Website infringes your copyright, please follow the process in our DMCA Policy.
6. User Comments and Submissions
Where commenting is available, you are solely responsible for the content you submit. By posting a comment or sending us feedback, you confirm that you have the right to share it, and you grant us a non-exclusive, royalty-free, worldwide license to display, reproduce, and use it in connection with the Website.
You agree not to post content that is unlawful, defamatory, harassing, hateful, obscene, misleading, or infringing, or that contains spam, advertising, or links to malicious or unrelated websites. Please do not share personal or financial details in comments. We may review, edit, or remove any comment, and block any user, at our discretion and without notice. We do not endorse the views expressed in comments.
7. Third-Party Links and Services
The Website may contain links to third-party websites, including government and other official resources, and may use third-party services such as analytics and advertising providers. We do not control and are not responsible for their content, availability, policies, or practices. Your use of third-party sites and services is at your own risk and subject to their terms.
8. Advertising
The Website is supported by advertising, including ads provided by Google AdSense and other third parties. Advertisements are separate from our content. We do not endorse advertisers, and we are not responsible for any dealings you have with them or for the products, services, or claims they present. Please see our Privacy Policy and Cookie Policy for information about how advertising works and how to manage your choices.
9. Accuracy and Availability
We aim to keep the Website accurate, current, and available, but we do not guarantee that it will be uninterrupted, secure, or free of errors, delays, or omissions. Tax rates, fees, laws, and other figures can change, and some content may be out of date. We may modify, suspend, or discontinue any part of the Website at any time without notice or liability.
10. Disclaimer of Warranties
The Website and all Services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement, to the fullest extent permitted by law. We do not warrant that calculations or content will be error-free, complete, or suitable for your needs.
11. Limitation of Liability
To the fullest extent permitted by applicable law, NewYorkCalculator.com and its owners, authors, and contributors will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of money, profits, data, or opportunities, arising out of or related to your use of, or inability to use, the Website or its calculators and content, or your reliance on them, even if we have been advised of the possibility of such damages.
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.
12. Indemnification
To the extent permitted by law, you agree to defend and hold harmless NewYorkCalculator.com and its owners, authors, and contributors from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising out of your misuse of the Website, your violation of these Terms, or your violation of any law or the rights of another person.
13. Termination
We may suspend or restrict your access to the Website at any time, without notice, if we believe you have violated these Terms or are misusing the Website. Sections that by their nature should survive termination, including those on intellectual property, disclaimers, limitation of liability, indemnification, and governing law, will continue to apply.
14. Governing Law and Disputes
These Terms are governed by and interpreted in accordance with the laws of the People’s Republic of Bangladesh, without regard to its conflict-of-law rules. Any dispute arising from these Terms or your use of the Website will be subject to the exclusive jurisdiction of the competent courts of Bangladesh, except where applicable law gives you the right to bring a claim in your place of residence.
Before starting any formal proceeding, we encourage you to contact us first so that we can try to resolve the issue informally.
15. General Provisions
- Severability: If any part of these Terms is found to be unenforceable, the rest will remain in effect.
- No waiver: Our failure to enforce any provision is not a waiver of our right to do so later.
- Entire agreement: These Terms, together with the Privacy Policy, Cookie Policy, and Disclaimer, form the entire agreement between you and us regarding the Website.
- Assignment: You may not transfer your rights under these Terms. We may assign ours in connection with a sale, merger, or reorganization.
16. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted on this page, and the “Last Updated” date above will be revised. Your continued use of the Website after changes are posted means you accept the updated Terms. Please review this page periodically.
17. Contact Us
If you have any questions about these Terms, please contact us:
Email: info@newyorkcalculator.com
Contact page: https://newyorkcalculator.com/contact-us/
Privacy Policy · Cookie Policy · Disclaimer · DMCA Policy · About Us